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Cost of Attendance

The Office of Student Financial Aid constructs average financial aid budgets that include:

  •   Tuition and fees
  •   Books and supplies
  •   Room and board (living expenses)
  •   Transportation cost  
  •   Personal expenses

These budget items added together make up the Cost of Attendance.

The AACC Financial Aid Cost of Attendance reflects an average cost for a student attending full-time. Full time enrollment is 12 or more hours for our 9-month academic year.

When determining your Cost of Attendance at AACC, please remember there are Direct Costs and Indirect Costs.

Direct Costs include:

  • Expected charges for one year for tuition and mandatory fees

Indirect Costs include: 

  • Estimated Living expenses/Room and Board
  • Estimated transportation costs
  • Estimated books and supplies costs 
  • Estimated miscellaneous costs

Actual Tuition and Fees vary, depending on the number of credit hours you take.

Financial Aid may be available to offset the cost of tuition, fees, and other expenses for those students who qualify.

How does AACC determine your financial aid awards?

  • The U.S. Department of Education calculates your Expected Family Contribution (EFC) based on the financial information from your Free Application for Federal Student Aid (FAFSA). They compare your income and assets against standard cost of living allowances for the number of people in your household.
  • Financial Need is defined as the difference between your Cost of Attendance as determined by the college and your Expected Family Contribution.

Your COA  - Your EFC = Your Financial Need

Your financial aid awards are divided into two categories- Gift Aid and Self-Help Options.  Gift Aid includes federal, state, institutional, and private grants or scholarships.  Self-Help Options include all student loan and work- study awards.  Learn more about Types of Financial Aid.

It is essential that students understand what their financial responsibility will be after gift aid is subtracted!

Students should consider calculating how much gift aid will cover direct costs, in addition to the overall net cost after gift aid.  For example, if a total gift aid is $5,000, direct costs are $8,000 and indirect costs are $7000, the display of net costs would be:

Net Direct Costs after Gift Aid:  $3,000

Net Total Costs after Gift Aid: $10,000

Loans are available to help support your education.  Loans can be used to help pay the remaining net costs after gift aid.

For more information about the Direct Student Loan Program at AACC, please visit our Student Loan page.