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If you’re wondering whether you can afford college, the answer is almost always, “Yes, you can!”

The majority of AACC credit students receive some form of financial aid, scholarships or financial support. There are a number of resources to help you pay for college and our financial aid advisors are here to help you remove the monetary barriers holding you back.


It Starts with the FAFSA

As a credit student, no matter which funding choices you plan to pursue, the first step is to complete the Free Application for Federal Student Aid or FAFSA. The information from your FAFSA allows the financial aid team at AACC to assess your unique situation and help you access the financial aid package that’s right for you. 

We urge you to take this important step regardless of whether or not you think you’ll qualify for aid. You may be pleasantly surprised.

AACC Federal School Code: 002058.



What Happens Next?

New Students

If you’re new to AACC, your next step is to apply for admission. After you receive your letter of acceptance, create a MyAACC account and password. This portal will allow you to monitor any documentation requests, apply for scholarships and register for classes.

After applying to AACC and completing the FAFSA, you can begin exploring and applying for other types of aid.

Receive Student Aid Report

Within a couple of weeks of submitting your FAFSA, you’ll receive your Student Aid Report (SAR) by email from the federal processor. Review it carefully and make sure your information is correct. You’ll have the chance to make corrections online. One thing to look for: Your SAR will be sent to all the schools listed on your FAFSA. If AACC is not listed on your SAR, make sure to add it (school code 002058).

Monitor Your Financial Aid Status

Once the FAFSA is complete, our financial aid advisors will begin evaluating your financial profile for scholarship and aid opportunities, and they’ll contact you with any requests for additional documentation through your AACC email. You also may check your status by logging into MyAACC (Menu > Self Services > Credit Students > Financial Aid).

Be sure to respond immediately to any messages, and call us if you have any questions. Details matter when applying for financial aid, and any delays or mistakes can lead to lost aid. Let us help you make sure your files are accurate and complete.

Understanding Your Award Notification Letter

Once your financial aid application is complete, our office will email you an award notification letter. You also may receive this notice in the mail. Your award letter will state the type and amount of financial aid you potentially could receive through AACC, as well as the next steps you'll need to take.


Applying for Scholarships and Grants

Who wouldn’t like a scholarship? Fortunately, if you’ve come this far, you’ve done half the work already.

Federal & State Scholarships & Grants

For federal and state scholarships and grants, all you need to do is complete your FAFSA (AACC school code: 002058). To be considered for scholarships through Maryland, you must do this by March 1.

Learn more about grants and scholarships.

AACC Institutional Scholarships

The AACC scholarship application process is easy. You can apply for over 200 institutional scholarships with one simple application. As you’ve probably heard, the first step is to submit a FAFSA (AACC school code is 002058).

You need to complete the FAFSA and receive an award letter from AACC's financial aid office before your scholarship application will be considered.

AACC Scholarship Application

All ready? Log into MyAACC.

Go to the menu in the upper left-hand corner and select Self Services > Credit Students > Financial Aid > Apply for Scholarships.

Complete the application.

The application is online and can time out. We encourage you to preview the essay questions at the bottom of the application. Prepare your answers for the three essay questions in a Word document and copy and paste them into your application. Your answers can influence a potential scholarship award greatly and should be between 150 to 500 words long. All questions must be answered or you will not be able to submit the application.

Scholarship applications received by April 15 will be given priority consideration.
Scholarship applications received by July 20 will be given late consideration.

Learn more about AACC institutional scholarships.

Other Scholarships

Scholarships offered and administered by specific academic departments and outside organizations will have varying requirements and deadlines. Be sure to read any instructions carefully.


Applying for Aid as a Summer, Transferring or Dually Enrolled Student

The financial aid process is a little different for students who take summer classes, transfer schools or take classes at two different schools during the same term. One thing is the same: To apply for loans, grants or work programs, you must submit a FAFSA.

Summer Term

Limited funds are available for the summer terms. 

The academic year includes the fall, winter, spring and summer terms. If you have used up your annual award during the fall and spring terms, you probably will not be eligible for summer financial aid. If you were awarded a Pell Grant and didn't enroll full time for the fall and spring terms, you probably are eligible to receive your "leftover" Pell Grant funds during the summer. If you didn't borrow your maximum annual loan offer during the fall and spring terms, you probably can borrow additional loan funds for the summer as long as you take at least 6 summer credits.

Contact the financial aid office in March or April to discuss your options.

Transferring Schools

You must file a FAFSA every year for the next academic year (fall-spring-summer). If you haven't filed this year's FAFSA yet, just add the new school code before you file it.

Each school and aid agency sets its own FAFSA deadlines. At many schools, you must submit your FAFSA by Feb. 15 to have a chance at any school-based funds. The Maryland Higher Education Commission (MHEC) only awards state aid to students who submit their FAFSAs by March 1. You are allowed to report estimated tax data if you can't complete your tax returns by these deadlines, but if you can get your taxes done earlier, it's much easier.

If you already filed your FAFSA, you must add the new school code to it. To add the code online, get your PIN number and go to the FAFSA website. To add the code by phone, get the DRN number listed on your Student Aid Report and call the Federal Processor (800-4FED-AID). Federal grants and loans can't be directly transferred from one school to another. When your new school receives your FAFSA data, it will evaluate your eligibility for loans and grants from them for the rest of the academic year.

If you will be switching schools in the middle of the academic year, you also must ask your old school to cancel any loans they already have processed for the rest of the academic year. If you don't cancel your loans at the old school, the lender still may send your loan funds to the old school. Then it will take three to six weeks to return the funds before they can be reissued to your new school.

If you receive aid from the Maryland Higher Education Commission, you must contact them and ask them to transfer your state awards to the new school.

Learn more about transferring schools.

Learn about transfer scholarships.

Dual Enrollment / Consortium Agreements

You cannot receive aid from two schools during the same term.  If you are attending two schools during the same term, you must request all your aid from one school. That school is your "home" school.  The other school is your "host" or "visited" school. If you will be transferring your host school credits back to your home school, your home school may be able to process your financial aid for the term, based on your combined enrollment at both schools.  If AACC will be your home school, discuss your situation with our office before you submit any forms. 

This process is only beneficial if you need us to count the host school credits to receive your aid.  Examples: Assume you had 6 credits here and 3 credits at another school.  If you had a Pell Grant, Pell awards are generally larger for 9 credits than 6. If you were only getting student loans, they only require 6 credits. So, if you already had 6 credits here, there would be no reason to complete the adjustment process. Dually enrolled students still must make tuition payment arrangements with the visited school because the visited school may not allow you to defer your payment to them.

Early College Access Program

Several aid programs are available for high school students who concurrently attend high school and AACC.

High school students who enroll in AACC's Early College Access Program (ECAP), formerly known as the Jump Start program, automatically qualify for a 50 percent tuition waiver.

Learn more about ECAP Costs & Paying.


Reapply Every Year!

To continue receiving financial aid, you must complete a new FAFSA for each academic year.

Questions?

We're here to help.

Financial Aid & Veterans Benefits

Financial Aid

410-777-2203

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at 410-777-1212

More about the FAFSA

Grants, loans, scholarships and work study - Financial Aid begins with the FAFSA. Complete yours today! To have your info sent to us, use the AACC Federal School Code: 002058.

AACC's FAFSA Processing Deadlines

August 15
for Fall Semester

January 15
for Spring Semester

If your FAFSA is received on or after the deadline, you’ll be required to make a down payment when you register for classes.