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Student Services Building on AACC campus.
If you’re wondering whether you can afford college, the answer is almost always, “Yes, you can!”

All AACC students are encouraged to apply for financial aid. There are a number of resources to help you pay for college and our financial aid advisors are here to help you remove the monetary barriers holding you back.

Virtual Drop-in Sessions

Have questions? Come speak with a financial aid specialist during our virtual drop-in hours. We’re here on a first-come, first-served basis to answer any of your financial aid, scholarship or VA questions.

The upcoming sessions are:

  • Oct. 7, 4-5:30 p.m.
  • Oct. 20, 2-4 p.m.
  • Oct. 22, 10 a.m.-noon
  • Nov. 4, 4-6 p.m.
  • Nov. 17, 2-4 p.m.
  • Nov. 19, 10 a.m.-noon

Each session will be presented via Zoom. Email if you would like to attend. We look forward to meeting with you!

Submitting Documents to the Financial Aid Office

If you need to submit documents to our office, you may do so through U.S. mail, fax, email or by using the AACC dropbox outside of the Central Services Building (CSB) at AACC in Arnold. Make sure all documents are signed and labeled with your AACC student ID number and that they are for the financial aid office.

We encourage you to submit your documents immediately upon request, even if you are unsure about attending AACC.

Check Your Financial Aid Status

Log in to MyAACC and go to Menu > Self Services > Credit Students > Financial Aid to check on your financial aid status.

Additional emails will be sent to your MyAACC account to help you through the financial aid process. 

How to Apply

It Starts with the FAFSA

As a credit student, no matter which funding choices you plan to pursue, the first step is to complete the Free Application for Federal Student Aid or FAFSA. The information from your FAFSA allows the financial aid team at AACC to assess your unique situation and help you access the financial aid package that’s right for you. 

We urge you to take this important step regardless of whether or not you think you’ll qualify for aid. You may be pleasantly surprised.

As a reminder, to be eligible for Maryland state scholarships, including the Maryland Promise, you need to complete your FAFSA by March 1.

Be sure to list AACC as one of your schools using:

AACC Federal School Code: 002058.

You can even complete your FAFSA using the new myStudentAid mobile app. 

Complete your FAFSA.

What Happens Next?

New Students

If you’re new to AACC, your next step is to apply for admission. After you receive your letter of acceptance, create a MyAACC account and password. This portal will allow you to monitor any documentation requests, apply for scholarships and register for classes.

Receive Student Aid Report

Within a couple of weeks of submitting your FAFSA, you’ll receive your Student Aid Report (SAR) by email from the federal processor. Review it carefully and make sure your information is correct. You’ll have the chance to make corrections online. One thing to look for: Your SAR will be sent to all the schools listed on your FAFSA. If AACC is not listed on your SAR, make sure to add it (school code 002058).

Monitor Your Financial Aid Status

Once the FAFSA is complete, our financial aid advisors will begin evaluating your financial profile for scholarship and aid opportunities, and they’ll contact you with any requests for additional required documentation through your AACC email. You also may check your status by logging into MyAACC (Menu > Self Services > Credit Students > Financial Aid).

Be sure to respond immediately to any requests and call us if you have any questions. Details matter when applying for financial aid, and any delays or mistakes can lead to lost aid. Let us help you make sure your files are accurate and complete.

Understanding Your Financial Aid Offer

Once the review of your financial aid application is complete, our office will email you information about financial aid that is available to you. The offer will state the type and amount of financial aid you potentially could receive through AACC, as well as the next steps you'll need to take.

Reapply Every Year!

To continue receiving financial aid, you must complete a new FAFSA for each academic year.

Applying for Scholarships and Grants

Who wouldn’t like a scholarship? Fortunately, if you’ve come this far, you’ve done half the work already.

Federal & State Scholarships & Grants

For federal and state scholarships and grants, all you need to do is complete your FAFSA (AACC school code: 002058). To be considered for scholarships through Maryland, you must do this by March 1.

Learn more about grants and scholarships.

AACC Scholarships

The AACC scholarship application process is easy. You can apply for over 200 scholarships with one simple application. 

You need to complete the FAFSA and receive an award letter from AACC's financial aid office before your scholarship application will be considered.

AACC Scholarship Application

All ready? Log into MyAACC.

Go to the menu in the upper left-hand corner and select Self Services > Credit Students > Financial Aid > Apply for Scholarships.

Complete the application.

The application is online and can time out. We encourage you to preview the essay questions at the bottom of the application. Prepare your answers for the three essay questions in a Word document and copy and paste them into your application. Your answers can influence a potential scholarship award greatly and should be between 150 to 500 words long. All questions must be answered or you will not be able to submit the application.

Scholarship applications received by March 15 will be given priority consideration.

Learn more about AACC scholarships.

Other Scholarships

Scholarships offered and administered by specific academic departments and outside organizations will have varying requirements and deadlines. Be sure to read any instructions carefully.

Applying for Aid as a Summer, Transferring or Dually Enrolled Student

The financial aid process is a little different for students who take summer classes, transfer schools or take classes at two different schools during the same term. One thing is the same: to apply for loans, grants or work programs, you must submit a FAFSA.

Summer Term

Limited funds are available for the summer terms. 

Summer Pell Grants

Pell Grants are available year-round. If you received a Pell Grant for fall and spring terms, our financial aid office will hold your summer registration until your eligibility for a summer Pell Grant is determined. Awarding will begin in May.

  • If you enrolled full-time (12+ credits) and received the full-time Pell Grant amount for fall and spring terms, you must enroll at least half-time (6+ credits) in summer classes to receive a summer Pell Grant. You must meet all other eligibility requirements.
  • If you did not receive the full-time Pell Grant for the fall and spring term, there is no minimum credit requirement to receive a summer Pell Grant (unless required by your EFC). You can use the remainder of your annual Pell Grant amount during the summer term. You must meet all other eligibility criteria.
Summer Federal Direct Loans

Federal Direct Loans are available year-round. You must be enrolled in at least 6 credits for the summer term and meet all other eligibility criteria. Our financial aid office has a separate Summer Federal Direct Loan Request Form to be completed to request additional loan funds. Contact our office for more information.

Transferring Schools

You must file a FAFSA every year for the next academic year (fall, spring and summer). If you haven't filed this year's FAFSA yet, just add the new school code on the FAFSA when you complete it.

Each school and aid agency sets its own FAFSA deadlines. At many schools, you must submit your FAFSA by Feb. 15 to have a chance at any school-based funds. The Maryland Higher Education Commission (MHEC) only awards state aid to students who submit their FAFSA by March 1. You should use the IRS Data Retrieval Tool when completing the process as it provides the most accurate income information on the FAFSA. If you are unable to use it, please follow the instructions and have your tax forms available for reference.

If you already filed your FAFSA, you must go back and add the new school code to it. To add the code online, use your FSA ID and password and go to the FAFSA website. To add the code by phone, get the DRN number listed on your Student Aid Report and call the Federal Processor (800-4FED-AID). Federal grants and loans can't be directly transferred from one school to another. When your new school receives your FAFSA data, it will evaluate your eligibility for loans and grants from them for the rest of the academic year.

If you will be switching schools in the middle of the academic year, you also must ask your old school to cancel any loans they already have processed for the rest of the academic year. If you don't cancel your loans at the old school, the lender still may send your loan funds to the old school. Then it will take three to six weeks to return the funds before they can be reissued to your new school.

If you receive aid from the Maryland Higher Education Commission, you must contact them and ask them to transfer your state awards to the new school.

Learn more about transferring schools.

Learn about transfer scholarships.

Dual Enrollment / Consortium Agreements

You cannot receive aid from two schools during the same term. If you are attending two schools during the same term, you must request all your aid from one school. That school is your "home" school. The other school is your "host" or "visited" school. If you will be transferring your host school credits back to your home school, your home school may be able to process your financial aid for the term, based on your combined enrollment at both schools. If AACC will be your home school, discuss your situation with our office before you submit any forms. 

This process is only beneficial if you need us to count the host school credits to receive your aid. For example, assume you had 6 credits here and 3 credits at another school. If you had a Pell Grant, Pell awards are generally larger for 9 credits than 6. If you were only getting student loans, they only require 6 credits. So, if you already had 6 credits here, there would be no reason to complete the adjustment process. Dually enrolled students still must make tuition payment arrangements with the visited school because the visited school may not allow you to defer your payment to them.

Early College Access Program

Several aid programs are available for high school students who concurrently attend high school and AACC.

High school students who enroll in AACC's Early College Access Program (ECAP) automatically qualify for a 50% tuition waiver.

Learn more about ECAP Costs and Paying.

Maryland public high school students who enroll in ECAP and demonstrate financial need through completion of the FAFSA may also qualify for the Early College Access Grant (ECAG). Apply for the Early College Access Grant (ECAG).